Understand the VA funding fee, who pays it, exemptions for disabled veterans, and how to calculate your exact fee in Nevada.
100% Exempt if Disabled
Veterans receiving VA disability compensation pay $0 funding fee. Surviving spouses and Purple Heart recipients are also exempt.
Funding fee can be financed into your loan - no upfront payment required
See exactly how much your funding fee will be based on your loan details
Includes funding fee financed into loan
Comprehensive breakdown of all VA loan funding fee percentages by loan type and down payment.
Veterans receiving VA disability compensation pay $0 funding fee regardless of loan amount or down payment. This can save tens of thousands of dollars.
Also exempt: Surviving spouses receiving Dependency and Indemnity Compensation (DIC), and Purple Heart recipients.
The VA funding fee is a one-time cost that helps sustain the VA loan program for future generations of veterans. It's typically 2.15% of your loan amount for first-time use with no down payment.
Good News: It Can Be Financed
You don't pay the funding fee upfront. It's rolled into your loan amount, meaning no out-of-pocket cost at closing for this fee.
Funding fee is calculated as a percentage of your base loan amount before the fee is added.
Rate depends on: first-time vs subsequent use, down payment amount, and loan type (purchase or refinance).
The fee is financed into your total loan amount, so you pay it over the life of your mortgage.
Fee is financed - no upfront payment required
Understand VA funding fees, who pays them, exemptions for disabled veterans, and how to calculate your exact fee for Nevada home purchases and refinances.
