Jumbo loans finance high-value properties exceeding conventional loan limits (currently $766,550 in Nevada). While Valley West can assist with jumbo financing, most veterans and military families benefit more from VA loans for purchases below these limits.
Most Veterans Don't Need Jumbo Loans
VA Loans Cover Most Nevada Homes
VA loan limits in Nevada allow veterans to purchase homes up to $766,550 with zero down payment and no PMI. Only luxury properties above this threshold require jumbo financing.
Learn About VA Loan LimitsLuxury Properties Above $766K
High-end homes in Henderson, Summerlin, or Lake Las Vegas
Strong Credit Required
Typically 700+ credit score and 10-20% down payment
Larger Down Payments
Unlike VA's $0 down, jumbo loans require significant cash
Strict Income Verification
Detailed documentation of income, assets, and reserves
What is the jumbo loan limit in Nevada?
Any loan amount exceeding $766,550 (2025 conventional limit) is considered jumbo in Nevada. VA loans can go up to this limit with no money down for eligible veterans.
Can veterans use VA loans for jumbo properties?
Yes! Veterans can use VA jumbo loans for properties above $766,550, though a down payment is required for the amount exceeding the limit. Learn about VA jumbo options →
How much down payment is required for jumbo loans?
Most jumbo loans require 10-20% down depending on loan amount and credit profile. Veterans may get better terms through VA jumbo programs.
Whether VA, conventional, or jumbo financing, Valley West Mortgage provides expert guidance for Nevada's luxury home market.
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Contact our team to discuss jumbo loan options for luxury Nevada properties.
Veterans: Before considering jumbo financing, verify your VA loan eligibility. Most Nevada homes fall within VA loan limits, allowing you to benefit from zero down payment and no PMI.