Choose the method that works best for you – all are free and official
Get your COE instantly online through the VA's eBenefits portal. Takes 5-10 minutes if you have your DD-214.
We can request your COE on your behalf using the VA's WebLGY system during your loan application.
Submit VA Form 26-1880 by mail with supporting documents. Takes 2-4 weeks to receive COE.
If you're actively house hunting in Nevada, get your COE through eBenefits NOW before you find a property. Having it ready makes your offer stronger and speeds up closing by 5-7 days in competitive markets like Las Vegas and Henderson. If you haven't started yet, apply with us and we'll handle it as part of your loan process – either way works perfectly.
Gather these documents before requesting your COE to speed up the process. Most veterans only need their DD-214.
Required for all separated veterans. Shows your service dates, discharge status, and character of service. You need the Member 4 copy (long form).
Lost your DD-214? Request a copy →If you're currently serving, request a Statement of Service from your commanding officer showing 90+ days continuous active duty.
National Guard and Reserve members need NGB-22 (Report of Separation) plus proof of 6+ years service OR 90+ days active duty during wartime.
Un-remarried surviving spouses need marriage certificate, veteran's death certificate, and proof veteran died from service-connected disability or while on active duty.
Online via eBenefits: Instant to same-day if your service is verified electronically. Through your lender: 1-3 business days. By mail: 2-4 weeks.
No. Obtaining your Certificate of Eligibility is NOT a credit inquiry and will not impact your credit score in any way.
No, but lenders typically want a COE issued within 120 days of your loan application to ensure entitlement amounts are current. If you've used your benefit before and paid off that loan, you may need an updated COE showing restored entitlement.
If the online system doesn't work, contact your lender – we can request it through the VA's WebLGY system or submit Form 26-1880 by mail on your behalf. Denials are rare; most issues are documentation problems easily resolved.
Yes. Nevada National Guard members need 6 years of service (including at least 90 days of active duty) OR 90 consecutive days of active duty during wartime to qualify for VA home loan benefits.
Follow this guide to obtain your Certificate of Eligibility through the VA's eBenefits portal in under 10 minutes
Visit www.ebenefits.va.gov and sign in using your DS Logon, My HealtheVet, ID.me, or Login.gov credentials. If you don't have an account, click "Register" and follow the prompts to create a Premium eBenefits account (required for COE access).
Pro Tip: Have your Social Security number, DOB, and military service dates ready. Account creation takes 5-10 minutes if you're registering for the first time.
Once logged in, go to the main menu and select "Manage Benefits" → "Home Loans" → "Request a Certificate of Eligibility". The direct link is typically under "My Documents" or the "Benefits" tab depending on your account setup.
The system will ask you to confirm or enter your military service details. If your service records are already in the VA database (most veterans discharged after 1990), the information may auto-populate. Verify the following:
Note: If your records aren't in the system (older service, Guard/Reserve, or recent discharge), you'll need to upload your DD-214, NGB-22, or equivalent separation documents.
If the VA cannot verify your service electronically, you'll be prompted to upload supporting documents. Accepted documents include:
Scan or photograph your documents clearly (PDF or JPG format, under 10MB). Make sure all text is legible before uploading.
Double-check all information for accuracy, then click "Submit Request". The VA will process your application immediately if your service data is verified electronically.
If approved instantly (most cases), your COE will appear on screen. Download and save the PDF to your computer. The document shows:
Save multiple copies – email it to yourself and keep it in a secure folder. You'll provide this to your Nevada lender when applying for a VA home loan.
Now that you're VA-eligible, our Nevada VA loan specialists will help you leverage your full benefit – $0 down, no PMI, and competitive rates in Las Vegas, Reno, Henderson, and beyond.
Your VA Certificate of Eligibility (COE) proves you qualify for VA home loan benefits. Get yours in minutes online or let us handle it for you during your Nevada VA loan application.
The VA Certificate of Eligibility is an official document from the Department of Veterans Affairs that confirms you meet service requirements for a VA home loan. Nevada lenders need this to process your $0 down VA loan.
Shows you served the required time or meet special eligibility criteria (National Guard, Reserves, surviving spouse)
Tells lenders how much benefit you have left if you've used VA loans before or have concurrent usage
Having your COE ready before applying accelerates your Nevada VA loan pre-approval by 3-5 days
No charge to obtain your COE – it's your earned benefit as a veteran or service member