Discover the powerful VA home loan benefits you've earned through military service. Zero down payment, no PMI, competitive rates, and flexible credit requirements make homeownership more accessible for Nevada veterans and active duty service members.
The VA home loan program offers unmatched advantages designed specifically for those who served our country. Here's what makes VA loans the best financing option for veterans and active duty military.
Purchase a home with absolutely no down payment required. That's 100% financing on your Nevada home purchase - no other loan program offers this benefit.
Unlike conventional loans with less than 20% down, VA loans never require private mortgage insurance. Save $100-$300+ monthly compared to other low-down payment options.
VA loans typically offer lower interest rates than conventional mortgages due to the VA guarantee, potentially saving you tens of thousands over the life of your loan.
No minimum credit score set by the VA. Most lenders accept scores as low as 580-620, and we evaluate the full financial picture, not just credit scores.
Use your VA loan benefit multiple times throughout your life. Once you pay off or sell your home, your full entitlement is restored to use again.
The VA limits what closing costs and fees you can be charged, protecting veterans from excessive fees. Sellers can also pay all of your closing costs.
Pay off your VA loan early without any penalty fees. Make extra payments anytime to reduce interest and build equity faster in your Nevada home.
If financial hardship occurs, the VA provides assistance and resources to help you avoid foreclosure - a safety net not available with other loan types.
VA home loan benefits are available to a wide range of service members, veterans, and eligible family members. Here's who qualifies for these powerful homeownership advantages in Nevada:
Veterans who served on active duty and were discharged under conditions other than dishonorable. Generally requires 90 consecutive days during wartime or 181 days during peacetime.
Current active duty members who have served at least 90 continuous days can qualify. This includes those stationed in Nevada or planning to relocate here.
Members who have completed at least 6 years of service in the Selected Reserve or National Guard qualify. Those on active duty for 90+ days also qualify.
Un-remarried spouses of service members who died in service or from service-connected disabilities, and spouses of those missing in action or prisoners of war.
Army, Navy, Air Force, Marines, Coast Guard, Space Force - all branches qualify. Public Health Service officers and NOAA officers may also be eligible.
Not sure if you qualify?
Our VA loan specialists can review your service history and help you determine eligibility in just minutes. We'll also assist with obtaining your Certificate of Eligibility (COE).
Check your eligibility now