Valley West Mortgage serves Pahrump and Nye County with local mortgage expertise. Whether you're buying a retirement home, relocating for the lower cost of living, or investing in Pahrump real estate, we provide FHA, VA, conventional, and jumbo financing with competitive rates and fast approvals.
As Nevada's largest unincorporated town, Pahrump offers affordable housing, wide-open spaces, and proximity to Las Vegas—all without the big city taxes and congestion.
We offer flexible financing options tailored to Pahrump homebuyers and the Nye County real estate market
Just 3.5% down, flexible credit requirements. Ideal for first-time Pahrump buyers.
Learn More0% down for Nevada veterans and active military. No PMI. Perfect for Pahrump's military community.
Learn MoreAs low as 3% down with excellent rates. Drop PMI at 20% equity. Great for qualified buyers.
Learn MoreFinancing above conforming limits for luxury Pahrump properties and large acreage purchases.
Learn MorePahrump offers significantly lower home prices than Las Vegas—median home prices around $230K compared to $425K+ in Las Vegas. Lower property taxes, no state income tax, and reduced overall expenses make Pahrump attractive for retirees and families.
Just 60 miles west of Las Vegas via Highway 160, Pahrump residents enjoy easy access to big-city amenities, entertainment, and airports while living in a quieter desert community. Many residents commute to Las Vegas for work.
Large lots, mountain views, and clear desert skies. Pahrump Valley is surrounded by Spring Mountains and Death Valley National Park. Perfect for outdoor enthusiasts, RV owners, and those seeking privacy and space.
With warm winters, lower cost of living, and a relaxed pace, Pahrump attracts retirees from California, Colorado, and across the country. Active adult communities, golf courses, and senior services are readily available.
Pahrump has grown to include major retailers (Walmart, Home Depot, Smith's), medical facilities, restaurants, wineries, and entertainment venues. The town offers more services than many similarly-sized rural communities.
Gated golf course community with newer homes, resort-style amenities, and mountain views. Popular with retirees and semi-custom homes.
Central Pahrump location near shopping and services. Mix of established neighborhoods with affordable single-family homes on large lots.
North Pahrump area offering quiet desert living, larger parcels (1+ acres common), and mountain backdrops. Great for horses and RV storage.
Established community near Highway 160 with mature landscaping, community amenities, and convenient access to Las Vegas.
Large parcels (5-40+ acres) throughout Pahrump Valley. Build your dream home, farm, or private retreat with stunning desert and mountain views.
Get pre-approved for your Pahrump mortgage today. Local Nye County expertise, competitive rates, and fast approval for FHA, VA, conventional, and jumbo loans.