Nevada Home Loans & Mortgages

Credit score requirements vary by loan type: FHA loans require 580+ (500-579 with 10% down), VA loans typically require 620+, and conventional loans generally require 620+ (best rates at 740+). We work with all credit profiles across Nevada.

Down payment requirements depend on your loan type: VA loans require 0% down, FHA loans require 3.5% down, and conventional loans can go as low as 3% for qualified buyers. We'll help you determine the best option for your Nevada home purchase.

Nevada property taxes are below the national average. Clark County (Las Vegas metro) median effective rate is around 0.67%, and Washoe County (Reno area) is similar. This makes Nevada very competitive compared to California, Oregon, and other states.

Nevada closings typically take 30-45 days. Cash purchases can close faster (7-14 days). With pre-approval and responsive communication, we can often close in 30 days or less. Nevada's efficient title and escrow processes help speed things up.

Yes, but the condo complex must be FHA or VA approved. Many Las Vegas and Henderson complexes are pre-approved. We can check approval status before you make an offer to avoid delays. Some newer developments get approved quickly.