Alternative Approval

FHA Manual Underwriting in Nevada

Get approved for an FHA loan without traditional credit through manual underwriting. Build your case with non-traditional credit references and compensating factors. Perfect for Nevada buyers with thin or no credit files.

Who Qualifies?

  • No credit score or thin credit file
  • Recent bankruptcy or foreclosure
  • High DTI with compensating factors
  • Self-employed borrowers

Non-Traditional Credit

  • 12 months rent payment history
  • Utility payment records
  • Insurance premium payments
  • Phone/internet bills