Free Refinance Analysis Tool

Refinance SavingsCalculator

Calculate your potential monthly and lifetime savings from refinancing your Nevada mortgage

Compare Current vs New Loan
Break-Even Analysis
Total Interest Savings

Should You Refinance?

Enter your current and new loan details to see if refinancing makes sense

Current Loan Details

New Loan Details

Typical: 2-5% of loan amount

Refinance Savings Analysis

Monthly Savings$236

Save this much every month

Annual Savings$2,832

Total yearly savings

Lifetime Interest Savings$79,248

Total interest saved over life of loan

Break-Even Point19 months

Time to recoup closing costs

Refinancing Recommended

You'll save significantly and break even in under 2 years

Detailed Comparison

Current Total Interest$451,320
New Total Interest$372,072
Interest Difference$79,248
Closing Costs-$4,500
Net Savings$74,748
Start My Refinance ApplicationLearn About VA Streamline (IRRRL)

Free quote • No obligation • Quick approval

When Should You Refinance Your Nevada VA Loan?

Perfect Times to Refinance

  • Interest rates drop 0.75% or more – Significant savings potential
  • Credit score improved – Qualify for better rates now
  • Need cash from home equity – Access funds for improvements or debt
  • Switch from ARM to fixed rate – Lock in stability
  • Remove non-veteran co-borrower – Simplify your VA loan

VA IRRRL (Streamline)

Best for lowering your rate with minimal hassle. No appraisal, no income verification needed.

Learn about IRRRL →

VA Cash-Out Refinance

Access your home equity while maintaining VA loan benefits. Up to 100% LTV available.

Explore cash-out options →

Refinancing Costs to Consider

  • VA Funding Fee: 0.5% for IRRRL, 2.3% for cash-out (can be financed)
  • Appraisal: $0 for IRRRL, $500-700 for cash-out
  • Title & Closing: $2,000-4,000 average in Nevada
  • Disabled Veterans: Exempt from VA funding fee
Get My Free Refinance Quote

See your rate in 60 seconds • No credit pull • Veterans-first service