Your VA benefit. Your Nevada home. Let's make it happen.

Veterans, active-duty service members, National Guard and Reserve members with qualifying service, and eligible surviving spouses may qualify. Most need 90 days of wartime service or 181 days of peacetime service. We can check your eligibility in about 60 seconds.

The VA funding fee is a one-time fee (typically 1.25%–3.3% of the loan amount) that helps keep the VA loan program running. Veterans with service-connected disabilities are often exempt. The fee can be rolled into your loan so you don't pay it upfront.

You can request your COE through the VA's eBenefits portal, by mail, or we can often retrieve it for you electronically in minutes. Your COE confirms your VA loan eligibility and entitlement amount.

The VA doesn't set a minimum credit score, but most lenders look for 580–620 or higher. We work with veterans across the credit spectrum and can discuss your specific situation to find the best path forward.

Yes! Your VA loan benefit is reusable. You can use it again after selling your previous home and paying off the VA loan, or you may have remaining entitlement to purchase another property while keeping your current VA loan.

The Interest Rate Reduction Refinance Loan (IRRRL) lets you refinance an existing VA loan to a lower rate with minimal paperwork—often no appraisal, no income verification, and no out-of-pocket costs. It's designed to be fast and simple.

Most VA loans close in 30–45 days from application to keys. With a clean file and responsive communication, we've helped many Nevada veterans close even faster. Pre-approval can often happen within 24 hours.

Yes! We help veterans throughout Nevada—Las Vegas, Henderson, North Las Vegas, Reno, Sparks, Carson City, and all surrounding communities. Whether you're near Nellis AFB or anywhere else in the state, we're here to help.