No down payment available on eligible purchases (subject to
qualification)
No monthly mortgage insurance (PMI) required
Competitive interest rates (rate varies by
qualifications)
More flexible credit requirements than conventional loans
Why are you looking to refinance?
Select your primary goal
VA IRRRL: Interest Rate Reduction Refinance Loan
with potentially reduced paperwork. Appraisal may not be required
in qualifying cases, subject to VA and lender requirements. Must
have existing VA loan to qualify for IRRRL.
What is your current interest rate?
Enter the rate on your existing VA loan (1-9%)
%
VA loan rates are competitive and vary by credit profile, loan
amount, and property type. Potential savings depend on your
current rate, remaining loan balance, and qualification factors.
Rates subject to change.
What is your home's current value?
Your best estimate is fine (minimum $100,000)
$
Note: VA IRRRL refinances may not require an
appraisal in qualifying cases, subject to VA and lender
requirements. Appraisal requirements determined during application
review.
What is your current mortgage balance?
Approximate amount you still owe
$
How much cash would you like to take out?
Optional - skip if you just want a better rate
What best describes your living situation?
How much are you thinking of spending?
What property type are you most interested in?
How would you plan to use it?
Where are you at in the homebuying journey?
Do you have a timeline in mind?
What is your current credit score?
What is your job situation currently?
What is your annual household income?
Have you been through a bankruptcy in the past two years?
You or your spouse branch of service?
Are you currently serving?
Any orders to PCS?
Where are you looking to buy?
Enter city or zip code
What is your email address?
We'll send your VA loan options here
Almost Done! Final Step
Enter your name to get your personalized VA loan estimate