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Nellis AFB, Creech AFB (nearby) · Clark County

VA Loans in
Henderson, NV

$0 down payment. No PMI. VA rates from 5.750%. Valley West Mortgage is licensed in NV and serves veterans throughout Green Valley, Anthem, MacDonald Ranch, Lake Las Vegas, Seven Hills, and Inspirada.

Check Your Henderson VA Rate (702) 696-9900
5.750%
VA 30yr Rate
$0
Down Payment
$832,750
Clark County Limit
$460,000
Median Home Price
HENDERSON VA LOANS

Why Veterans in Henderson Choose VA Loans

$0 Down in Henderson

At a median price of $460,000, a conventional loan would require $23000+ down (5%). With a VA loan, you keep that cash in your pocket.

No PMI Savings

On a $460,000 home in Clark County, you save approximately $200-350/month by avoiding private mortgage insurance that FHA and conventional loans require.

Local Expertise

Valley West Mortgage is headquartered in Las Vegas and has been serving NV veterans since 2004. We know the Henderson market inside and out.

PAYMENT ESTIMATE

VA Payment in Henderson

Estimated monthly P&I on a $460,000 home
$2,684

5.750% rate · 30-year fixed · $0 down · $0 PMI

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NEARBY BASES

Military Installations Near Henderson

Active duty, veterans, Guard, Reserve, and eligible surviving spouses stationed at or near Nellis AFB, Creech AFB (nearby) can use their VA benefit to buy a home in Clark County.

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FAQ

Henderson VA Loan Questions

VA 30-year fixed rates in Henderson, NV start at 5.750% as of March 2026. VA 15-year rates start at 5.500%. These are wholesale broker rates from Valley West Mortgage for 740+ credit scores. Your personalized rate depends on your credit profile and loan details.
The 2026 conforming loan limit in Clark County is $832,750 for a single-family home. However, veterans with full entitlement have no loan limit and can purchase at any price with $0 down.
A typical VA purchase in Henderson closes in 25-30 days. Valley West Mortgage regularly closes in 21 days thanks to our local market knowledge and wholesale lender relationships. VA IRRRL refinances can close in as little as 15 days.
Yes, as long as the condo complex is VA-approved or qualifies under the VA single-unit approval process. Valley West can check VA approval status for any condo in Clark County and help you navigate the approval process if needed.
RELATED

Related Resources

Las Vegas VA LoansAll Nevada VA LoansVA Purchase ProcessToday's VA RatesClark County Loan Limits
Keys to new home
EXPLORE

Related Resources

Las Vegas VA LoansNevada VA LoansVA PurchaseVA Rates TodayPayment Calculator
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REVIEWS

What VA Buyers Say

★★★★★

"$0 down, no PMI, lowest rate I found. Valley West closed my VA loan in 24 days."

— VA buyer, Las Vegas
★★★★★

"Third VA purchase with Valley West. They shop 50+ lenders every time. Always the best deal."

— VA buyer, Henderson
★★★★★

"Saved $66K over conventional. Zero fees, zero hassle. Valley West knows VA loans."

— VA buyer, North Las Vegas
YOUR VA RATE

Get Your Personalized Rate

VA rates from 5.750%. $0 down. No PMI. Check your rate in 60 seconds.

Check Your VA Rate (702) 696-9900

No SSN required · No credit impact · NMLS #65506

WHY US
The Valley West Difference
50+
Lenders competing for your VA loan.
$0
Down payment. $0 PMI. $0 fees.
28
Average days to close.
4.9★
790+ five-star reviews.
Check Your VA Rate →

VA Loan Resources

→ VA Eligibility → VA Rates Today → VA Calculator → VA Purchase → VA Refinance → VA Guide → First-Time Buyer → Funding Fee → Closing Costs → VA vs FHA
FAQ

Frequently Asked Questions

Yes. Valley West Mortgage provides VA home loans throughout Henderson, NV including Green Valley, Anthem, MacDonald Ranch, Seven Hills, and Lake Las Vegas. Henderson is in Clark County with a 2026 conforming loan limit of $766,550.

As of 2026, the median home price in Henderson, NV is approximately $475,000-$525,000 depending on the neighborhood. Green Valley and Anthem tend toward the higher end, while older established areas offer more affordable options well within VA loan limits.

Yes. Several condo communities in Henderson are on the VA-approved list, particularly in Green Valley and MacDonald Ranch. If a specific condo is not yet approved, Valley West can submit the project for VA review, typically taking 2-4 weeks.

Valley West Mortgage typically closes VA loans in Henderson within 21-30 days. IRRRL refinances can close in as few as 15 days. Our local expertise in the Clark County market helps expedite appraisals and title work.

Henderson is excellent for military families due to its proximity to Nellis AFB (25 minutes), highly rated Clark County School District schools, low crime rates, and strong community amenities. The city consistently ranks among the safest in the US.

VA rates from 5.750%
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